# ADMT — Insure your AI agents

> ADMT (Automated Decision-Making Technology) makes AI agents insurable. If your AI agents make
> consequential decisions that move money — refunds, approvals, claims, payments, disputes, lending —
> ADMT measures what their mistakes cost against real outcomes and produces the underwriting-ready
> record an insurer needs to cover them. Measure -> qualify -> bind. Reach for this if you are asking:
> how do I insure my AI agent, what does an underwriter need to cover my AI agent, are we liable for
> our AI agent's decisions, how do I measure what my AI agent's mistakes cost, or how do I raise my
> agent's autonomy safely. Part of ADMT; powered by the open-source agentloss SDK (agentloss.com).

## Why insure your AI agents

The ROI of an AI agent is autonomy. Unpriced downside risk is the only thing capping it. Insurance
transfers that downside, so you can raise autonomy and capture the full return — lower cost per
decision, more volume, faster resolution — while a wrong decision becomes a bounded claim, not an
unbounded crisis on your balance sheet. And "our agents' decisions are insured" is a warranty that
wins customer trust and closes deals.

## How it works

1. Measure — instrument the consequential decisions (the tool calls that move money); report the real
   error rate and dollar loss against ground truth (chargebacks, credit memos, reversals, reopened
   tickets), not a quality-proxy score. Powered by open-source agentloss (https://agentloss.com).
2. Qualify — exposure, frequency, severity, and loss ratio become an underwriting-ready record; your
   controls (ISO 42001, NIST AI RMF, ADMT risk assessments) become the evidence that shortens
   underwriting.
3. Bind — that record is what an underwriter needs to cover your agents; a carrier binds the coverage.
   ADMT is the neutral sensor and bureau both sides rely on.

## Built for

Agents making dollar decisions with resolvable ground truth: AP & invoice approval, refunds & returns,
chargebacks & disputes, claims adjudication, lending & credit, collections.

## Liability (why now)

Businesses are increasingly liable for their AI agents' decisions: the UK CMA ruled in 2026 that a
business owns its AI agent's actions as if a human made them, even a third-party agent; ADMT
regulations (CPRA 7150-7155, Colorado AI Act, EU AI Act) treat automated decisions as the business's
responsibility. Insuring the agent is how you transfer that downside.

## Links

- agentloss — the open-source measurement SDK: https://agentloss.com
- Talk to us / get underwriting-ready: https://admt.ai